Our commitment
Skaicom Microfinance Limited aims to handle personal information fairly, securely and only for legitimate lending, customer-service, legal and operational purposes. Company registration and licensing particulars will be added before the website is made public.
Information that may be collected
When the NestFinance application portal is connected, an applicant may be asked for identification and contact details, NIDA and KYC information, employee and employer details, income and payroll information, requested loan information, repayment history, credit-reference information and supporting documents.
How information may be used
- To register and verify an applicant.
- To assess eligibility, affordability and credit risk.
- To process, manage and collect an approved loan.
- To coordinate authorised payroll deductions with a participating employer.
- To prevent fraud, meet legal obligations and respond to complaints.
- To communicate decisions, statements, reminders and service information.
Sharing and safeguards
Information may be shared only where necessary with the applicant’s participating employer, identity and KYC providers, credit-reference services, technology and payment providers, professional advisers, authorities or other parties authorised by law or the applicant. Appropriate access, confidentiality and security controls should be applied.
Retention and applicant choices
Records should be retained only for the period required for the loan relationship, legal obligations, fraud prevention, dispute handling and legitimate business records. Applicants may contact Skaicom to ask about their information, request correction of inaccurate details or raise a privacy concern, subject to applicable requirements.
Website and portal
This website currently does not accept loan applications or store application data. When the NestFinance portal is linked, users should review the privacy information shown during registration before submitting personal information.
Contact
Email info@skaicommicrofinance.co.tz or call +255 621 021 267 about privacy or personal-information concerns.