Salary-backed applications

Check first.
Apply with confidence.

Applications are available only to employees whose employer has an active MOU with Skaicom Microfinance Limited.

Review loan terms
BEFORE OPENING THE PORTAL

Make sure you meet the current requirements.

Start with your employerIf you are unsure whether an MOU is active, confirm with your HR or payroll office.
  • Your employer has an active MOU with Skaicom
  • You are between 18 and 59 years old
  • Your monthly income is at least TZS 350,000
  • You have worked for your employer for at least 12 months
  • You have a valid employee ID
  • You can complete NIDA verification and full KYC
  • Any previous loan was repaid successfully
  • You have no adverse CRB listing